LIFE INSURANCE CLAIMS

The main purpose of life insurance is to provide financial help to your family should a family member die unexpectedly. The money your dependents, such as your spouse and children, will receive from life insurance is called a death benefit.

1. Collecting life insurance proceeds is not a simple task. First, many insurance companies will deny payment if the claim is not made in a timely manner. Second, once a claim is made a full investigation into the cause of death and the medical history of the deceased is conducted by the insurance company. In most cases the insurance company is looking into whether the deceased failed to disclose a medical condition on their life insurance application.

There are multiple legal reasons that an insurance company can deny payment of life insurance proceeds. If you have been denied life insurance proceeds, contact our law firm to discuss the potential actions that you may take.